JANGE, B.; PENDI, I. .; SUSILOWATI, E. M. . Peran Teknologi Finansial (Fintech) dalam Transformasi Layanan Keuangan di Indonesia. Indonesian Research Journal on Education, [S. l.], v. 4, n. 3, p. 1199–1205, 2024. DOI: 10.31004/irje.v4i3.1007. Disponível em: https://irje.org/irje/article/view/1007. Acesso em: 9 nov. 2026.